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Bistyaikina D.A, Kasarkina E.N., Pankova E.G. [State assistance in improving the living conditions of young families and families with children: a regional aspect] World of Science. Series: Sociology, Philology, Cultural Studies, 2024, Vol. 15, No. 1. Available at: https://sfk-mn.ru/PDF/17SCSK124.pdf (in Russian).

State assistance in improving the living conditions of young families and families with children: a regional aspect

Bistyaikina Dinara Asymovna
National Research Mordovian State University named after N.P. Ogarev, Saransk, Russia
E-mail: dinaraas@mail.ru
ORCID: https://orcid.org/0000-0001-9959-1995
RSCI: https://elibrary.ru/author_profile.asp?id=509653

Kasarkina Elena Nikolaevna
National Research Mordovian State University named after N.P. Ogarev, Saransk, Russia
E-mail: eienovik@mail.ru
ORCID: https://orcid.org/0000-0003-4213-8211
RSCI: https://elibrary.ru/author_profile.asp?id=742329

Pankova Elena Gennadievna
National Research Mordovian State University named after N.P. Ogarev, Saransk, Russia
E-mail: print84@mail.ru
ORCID: https://orcid.org/0000-0001-6080-4877
RSCI: https://elibrary.ru/author_profile.asp?id=618289

Abstract. The problem of the study is the contradiction between the possibilities of young families and families with children in the regions of the Russian Federation in solving housing problems and state mechanisms to facilitate the acquisition of housing in the ownership of families. However, in a market economy, the solution of housing issues cannot be limited mainly to mortgages, which are not available to many families who are forced to save for an apartment, variable and new algorithms for solving the housing problem are needed. Using a questionnaire survey, the authors analyze measures of state assistance to young families and families with children in solving the housing issue on the example of families receiving services at the State Budgetary Institution of the Republic of Moldova «Integrated Center for Social Services of the Population in the city of Saransk». According to the results of the study, the main mechanisms for providing housing to families in need have been identified, and if the first, the provision of housing mortgages at a reduced rate, develops and varies, then the second, social housing rental is used very rarely in social practice. The article substantiates that the provision of a housing mortgage at a reduced rate benefits families selectively and provides significant support mainly to families with a stable income. Nevertheless, there are many more low-income families who cannot pay monthly contributions, or pay them with significant damage to the well-being of the family. According to the results of the study, the priority of the state family and demographic policy is allocated to solving housing issues through stimulating childbearing and encouraging not just fertility, but large families. However, the birth of a child should not be the purpose of obtaining an apartment or a means of enrichment, housing social benefits and benefits should be an aid for the quality of families, not for their number.

Keywords: housing; family; government; assistance; social services; low income

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